Cost is almost always one of the first questions a family asks when they start looking into memory care at home, and it’s a completely fair one to lead with. The honest answer is: it depends — on hours needed, level of supervision, whether overnight or 24-hour coverage is involved, and the specific agency’s rate structure. But there are real benchmarks that can help you build a starting budget.
What Drives the Price
A few factors shape what a family ends up paying:
- Hours per week. A few scheduled hours a week costs very differently than daily coverage or 24-hour/live-in care.
- Level of supervision. Memory-related support that includes safety supervision, redirection, and structured routines is typically priced differently than basic companionship.
- Time of day. Overnight and weekend coverage is often priced at a different rate than standard daytime hours.
- Visit minimums. Many agencies have a minimum number of hours per visit, which affects total cost for lighter schedules.
- Location. Rates can vary somewhat by region within Connecticut.
A Statewide Benchmark for Planning
According to the CareScout (Genworth) Cost of Care Survey, 2025, the statewide Connecticut median for non-medical home care was approximately $36 per hour, which works out to an estimated $82,368 per year at 44 hours of care a week. It’s worth being clear about what this number is and isn’t: it’s a statewide benchmark from an independent industry survey, not Pansy Homecare’s own published rate, and actual cost depends heavily on your specific schedule and needs.
A Simple Planning Formula
This is a planning tool, not a quote:
Estimated hours per week × estimated hourly rate × 4.33 weeks = estimated monthly cost
For example, a family planning around 15 hours a week can multiply that by an estimated hourly rate and by 4.33 to get a rough monthly figure — useful for an initial budget conversation, not a final number.
Hourly vs. Live-In / 24-Hour Pricing
Families often start with a few scheduled hours a week and increase over time as needs grow. Live-in or 24-hour care is typically billed on a daily or weekly basis rather than a simple hourly multiple, since it accounts for continuous coverage rather than discrete visits.
Memory Care at Home vs. Facility Costs
Facility-based memory care in Connecticut tends to run considerably higher on a monthly basis than part-time or moderate home care hours, which is one reason many families use home care to delay or avoid a facility move for as long as it’s safe and reasonable to do so. That said, once daily hours increase significantly (approaching 24-hour coverage), the cost gap narrows — which is exactly why an honest, personalized conversation about hours and needs matters more than any single statewide number.
Getting a Number That Actually Applies to Your Family
Statewide averages are a useful starting point, but they’re not a substitute for a real conversation about your family’s specific needs, schedule, and location within Hartford or New Haven County. We’re happy to walk through a personalized estimate with no obligation.
Call Pansy Homecare at (860) 212-6433 for a free consultation and a personalized estimate for your family.
*Cost figures cited are from the CareScout (Genworth) Cost of Care Survey, 2025 release, and are statewide Connecticut benchmarks, not Pansy Homecare’s own rates. Actual costs vary by needs, hours, schedule, location, and agency policy.*
